Ch. Jahnavi, B.Dharani 02 07 This study evaluates the financial liquidity position of the State Bank of India SBI focusing on key liquidity ratios such as the Current Ratio Quick Ratio Cash Ratio and LoantoDeposit Ratio Using both primary data from SBI employee interviews and secondary data from annual reports the research analyses SBIs shortterm financial health and liquidity management strategies Findings highlight the banks use of asset liability management and investment policies to maintain liquidity in line with regulatory norms The study concludes with recommendations to improve liquidity efficiency while supporting sustained growth and profitability Copyright (c) Journal of Science Engineering Technology and Management Science. All rights reserved 2026