Journal of Science Engineering Technology and Management Science

The sustainability of road infrastructure in coastal zones, particularly in the Godavari region of Andhra Pradesh, is critical for supporting economic activities and efficient cargo transportation. However, these coastal areas face unique challenges including high salinity, waterlogging, soil erosion, weak subgrade conditions, and frequent exposure to cyclones and tidal surges. These environmental and geotechnical constraints significantly deteriorate road conditions, leading to reduced lifespan, frequent maintenance needs, and disruptions in logistics. Consequently, cargo transportation suffers from increased delays, higher fuel and vehicle maintenance costs, and loss of perishable goods, thereby impacting regional trade and economic stability. This paper explores the relationship between coastal road sustainability and cargo movement efficiency, highlighting key threats and proposing adaptive strategies such as the use of geosynthetics, soil stabilization, climateresilient materials, and improved drainage systems. Enhancing the resilience of coastal road networks is essential for ensuring uninterrupted cargo flow, economic resilience, and long-term infrastructural sustainability in vulnerable coastal regions

Keywords :

Author : Palnati Srinivasa Reddy,Dr.K.Sreekar Chand

Title : SUSTAINABILITY OF ROADS IN COASTAL ZONES EFFECTS CARGO TRANSPORTATION

Volume/Issue : 2025;02(07)

Page No : 1-18

Efficient road connectivity to international airports is critical for ensuring seamless passenger mobility, effective cargo logistics, and enhanced regional economic integration. In India, where air traffic has surged in recent decades, the accessibility of airports through road networks plays a vital role in determining their operational efficiency and competitiveness. This study reviews the road infrastructure and connectivity patterns associated with major international airports across different parts of India, including Delhi, Mumbai, Hyderabad, Chennai, Bengaluru, and emerging Tier-2 hubs. The analysis reveals significant disparities in road access quality, congestion levels, last-mile connectivity, and integration with other transport modes. While metro cities benefit from expressways and ring roads, many airports still face challenges such as traffic congestion, poor road maintenance, and inadequate public transport integration. The findings underscore the importance of sustainable road development, intelligent transport systems (ITS), and multimodal planning to enhance airport accessibility

Keywords :

Author : Sravan Chinamilli,Dr.K.Sreekar Chand

Title : ROAD CONNECTIVITY TO INTERNATIONAL AIRPORTS IN VARIOUS PARTS OF INDIA

Volume/Issue : 2025;02(07)

Page No : 19-37

The appropriate execution of data science and extensive data analysis has emerged as a critical element for acquiring valuable insights and fostering innovation across diverse sectors in this age, marked by the ubiquitous nature of data. This research thoroughly examines the strategies and protocols necessary to maximize the potential of these revolutionary technologies. The objective of the study is to establish a comprehensive framework for organizations to leverage their data assets, achieved through an analysis of the fundamental concepts of data science and the challenges associated with big data. A variety of sophisticated analytical techniques, such as machine learning, predictive modeling, and natural language processing, are being explored as potential enhancements to the decision-making process within this research. The significance of data governance, quality, and the ethical implications surrounding data utilization are also addressed in this document. This study illustrates that data-driven insights can yield strategic advantages, operational efficiencies, and the creation of innovative products and services through several case studies and practical examples. According to the findings, it is essential for organizations to foster a culture of data literacy and establish a strong infrastructure to fully capitalize on the opportunities presented by data science and extensive data analysis. At the conclusion of the study, a compilation of best practices and recommendations for organizations and governments is provided to facilitate the development of a data-driven environment that promotes innovation and responsible data usage. In light of this study's findings, it is evident that data science and extensive data analysis require a more holistic approach, one that reconciles technological capabilities, organizational preparedness, and societal impact.

Keywords : Data Science, Big Data Analytics, Machine Learning, Predictive Modeling, Natural Language Processing, Data Governance, Data Quality, Data-Driven Decision Making, Data Literacy, Data Infrastructure, Data-Driven Innovation, Ethical Considerations, Strategic Advantage

Author : Dr. Sateesh Nagavarapu, Dr.J Gladson Maria Britto, N.Pavan, D. Kranthi Deep

Title : Executing Data Science and Big Data Analysis to Their Maximum Capacity: Strategies for Acquiring Valuable Insights and Fostering Data-Informed Innovation

Volume/Issue : 2025;02(07)

Page No : 38-48

Human emotion recognition has emerged as a critical component in the development of intelligent systems capable of understanding and responding to human emotional states. This comprehensive review examines the latest novel deep learning methods for emotion recognition, encompassing advances in neural architectures, multimodal fusion techniques, and innovative approaches to feature extraction and classification. The field has witnessed remarkable progress through the integration of sophisticated deep learning models including convolutional neural networks (CNNs), long short-term memory networks (LSTMs), transformer architectures, and generative adversarial networks (GANs). Recent breakthroughs have demonstrated exceptional performance improvements, with some methods achieving over 99% accuracy on benchmark datasets such as DEAP, SEED, and MAHNOB-HCI. This review analyzes the evolution from traditional machine learning approaches to state-of-the-art deep learning methodologies, examining their effectiveness across various modalities including electroencephalography (EEG), facial expressions, speech, and physiological signals. The paper provides a systematic analysis of fusion strategies, architectural innovations, and performance metrics while identifying key challenges and future research directions in the rapidly evolving landscape of emotion recognition technology.

Keywords : emotion recognition, deep learning, neural networks, multimodal fusion, transformer architectures, electroencephalography, artificial intelligence

Author : Ms. Barkha Sain, Dr. Bajrang Lal, Dr. Kalpana

Title : Novel Deep Learning Methods for Identifying Human Emotions: A Comprehensive Review

Volume/Issue : 2025;02(07)

Page No : 49-60

In every department of HRM, the pillar hrd is determining the training requirements of the workforce and meeting those need the term training and development needs refers to the gap that exists between the capabilities of the current-workforce and the upgrading the skills of that are necessary for them to properly carry out their responsibilities when these needs are acknowledged it guarantees that the on job/ off job efforts will be targeted relevant and in line with the objectives of both the person and the organisation organisations function, in contexts that are always changing characterised by the introduction of new technologies the evolution of work roles and the intensification of competition-employees are required to continually improve their abilities in order to maintain their level of competence among the most common training. The requirements are the strengthening of technical abilities the org-development of soft skills such as communication leadership and collaboration compliance with industry standards and the adaptation to new technologies or procedures

Keywords : Recruiting & selection Human resource management (HRM), Employee relations, Training And Development, Performance Management

Author : J Nikhil, Dr. M. Naga Bhaskar

Title : A STUDY ON “TRAINING NEEDS OF EMPLOYEES IN ORGANIZATION-HCL HYDERABAD

Volume/Issue : 2025;02(07)

Page No : 61-68

This study explores the employee welfare measures implemented at Dr. Reddy's Laboratories, a leading multinational pharmaceutical company. Employee welfare encompasses a wide range of services, benefits, and facilities provided by employers to ensure the well-being of their staff, which in turn enhances job satisfaction and productivity. The objective of this project is to examine the various welfare schemes available at Dr. Reddy's Laboratories, their effectiveness, and the impact they have on employee morale and organizational performance. Data for this study is collected through a combination of primary and secondary sources, including employee surveys, interviews with HR personnel, and analysis of company reports. The findings reveal that Dr. Reddy's Laboratories places a strong emphasis on holistic employee welfare, offering comprehensive health benefits, wellness programs, career development opportunities, and a supportive work environment. The company's commitment to employee welfare has resulted in high levels of employee satisfaction, reduced turnover rates, and improved overall performance. This project highlights the importance of robust employee welfare programs in fostering a motivated and loyal workforce. It also provides recommendations for further enhancing welfare measures to align with evolving employee needs and expectations

Keywords : Employee Welfare, Turnover rates, Welfare Schemes, Employee Morale, Employee Satisfaction

Author : Sai Nikitha kasthuri, Dr. M. Naga Bhaskar

Title : A STUDY ON EMPLOYEE WELFARE MEASURES AT DR. REDDY’S LABORATORIES -HYDERABAD

Volume/Issue : 2025;02(07)

Page No : 69-82

This study aims to analyze the level of customer satisfaction at ICICI Bank, one of India’s leading private sector banks. It examines various factors influencing customer satisfaction, including service quality, responsiveness, convenience, and technology adoption. The research employs a structured questionnaire distributed to a diverse group of customers to gather primary data. The findings highlight key strengths and areas for improvement, providing insights into customer expectations and perceptions. The study also explores the impact of digital banking services on customer satisfaction. The results can help ICICI Bank enhance its service delivery and customer relationship management strategies to maintain competitive advantage and ensure long-term customer loyalty

Keywords :

Author : Pamula Yaswanth, Dr .M. Nagabhaskar

Title : A STUDY ON CONSUMER SATISFACTION OF ICICI BANK , KUKATPALLY BRANCH ,HYDERABAD

Volume/Issue : 2025;02(07)

Page No : 83-95

This study examined market awareness of the latest two-wheeler models launched by Bajaj Auto, with a particular focus on the NS125, among a sample of 100 respondents in urban and semiurban regions. Demographic analysis revealed that 65% of participants were young adults aged 18–35 years, and 75% reported monthly household incomes up to ?60,000, indicating a target market segment sensitive to affordability and value propositions. Quantitative analysis showed that 70% of respondents were existing two-wheeler owners, with 42.9% currently using Bajaj models, reflecting strong brand loyalty. Eighty percent had heard of recent Bajaj launches, and 50% were familiar with the NS125. Social media emerged as the leading information source (30%), surpassing traditional channels. Price (35%) and mileage (25%) were identified as primary purchase drivers, while 50% expressed purchase intent within six months. Likert-scale responses indicated that 75% believed Bajaj two-wheelers offered good fuel efficiency, 70% perceived the brand as trustworthy, and 65% would consider Bajaj for their next purchase. However, design appeal elicited mixed responses, with only 45% in agreement. The findings suggested that Bajaj Auto’s existing promotional efforts achieved high general brand awareness but revealed a need for targeted campaigns to enhance NS125 familiarity. Practical implications included an emphasis on digital marketing, experiential events, and tailored financing to attract young, cost-conscious consumers. Recommendations focused on leveraging social media, engaging influencers, and refining product design to address emerging aesthetic preferences. The study’s limitations highlighted its cross-sectional design and urban-centric sample, while future research was recommended to adopt longitudinal approaches and include rural segments. Overall, the research provided actionable insights into optimizing market communication and product positioning for Bajaj Auto’s new two-wheeler offerings within a competitive Indian market

Keywords :

Author : Sheri Shashwath, Dr.M.Nagabhaskar

Title : A STUDY ON MARKET AWARENESS ON LASTEST TWOWHEELERS WITH REFERENCE TO BAJAJ AUTO,HYDERABAD

Volume/Issue : 2025;02(07)

Page No : 96-101

Inventory management plays a critical role in ensuring the smooth functioning of any organization by maintaining a balance between production and distribution. As inventory comprising raw materials, goods in process, and finished goods—represents a major portion of current assets, efficient management is essential to minimize costs and maximize profitability. Poor inventory control can lead to excessive investments and threaten long-term sustainability. This study begins with an overview of inventory management, followed by a profile of the company including its vision, mission, and achievements. It outlines the need for the study, presents a review of literature, defines objectives, and details the research methodology. The analysis, interpretation, key findings, and actionable suggestions are also discussed to provide a comprehensive understanding of inventory practices.

Keywords : Inventory management, working capital, raw materials, finished goods and profitability

Author : Gangula Saipriya, Dr.N.Ramanjaneyulu

Title : INVENTORY MANAGEMENT PRACTICES AT WHIRLPOOL, HYDERABAD-A STUDY

Volume/Issue : 2025;02(07)

Page No : 102-112

This study explores the financial performance of Non-Banking Financial Companies (NBFCs) in India, with a special focus on Bajaj Finance Limited—one of the leading NBFCs in the country. The NBFC sector plays a crucial role in financial inclusion by catering to diverse credit needs beyond the reach of traditional banking institutions. This project aims to evaluate the financial health, efficiency, profitability, and growth potential of Bajaj Finance using key financial parameters such as current ratio return on equity, debt-equity ratio, and earnings per share over a five-year period. Through detailed ratio analysis and trend evaluation from 2020–2021 to 2024–2025, the study identifies the company’s strengths in capital utilization, operational performance, and financial stability. The findings indicate consistent improvement in profitability, strong shareholder returns, and efficient financial management practices, positioning Bajaj Finance as a benchmark among NBFCs. The study also sheds light on the broader role of NBFCs in India’s financial ecosystem and provides insights for investors, regulators, and financial managers. This research contributes to understanding the evolving dynamics of NBFCs in India and highlights Bajaj Finance's strategic approach in navigating market challenges while achieving sustainable financial growth

Keywords : Financial performance, NBFCs, Capital Utilization, operational Efficiency, Indian Financal Ecosystem

Author : Nyalakanti Spandana, Dr. N. Ramanjaneyulu

Title : A STUDY ON FINANCIAL PERFORMANCE AND NONBANKING FINANCIAL COMPANIES ON BAJAJ FINANCE LIMITED

Volume/Issue : 2025;02(07)

Page No : 113-122

This study explores the impact of digital banking innovations on customer convenience. With the rapid evolution of technology, digital banking has transformed the way customers interact with banks. The research investigates the various digital banking services, including mobile banking, internet banking, and online payment systems, and their effect on customer convenience. The study analyzes the benefits and challenges of digital banking, highlighting its potential to enhance customer experience, increase accessibility, and reduce transaction costs.The findings of this study reveal that digital banking innovations have significantly improved customer convenience, enabling customers to manage their finances anytime, anywhere

Keywords : Online banking, Mobile payments, Digital payments, E-Service

Author : Jogipeta Sravani, Dr.N.Ramanjaneyulu

Title : A STUDY ON DIGITAL BANKING INNOVATIONS AND CUSTOMER CONVENIENCE AT ICICI BANK LTD,HYDERABAD

Volume/Issue : 2025;02(07)

Page No : 123-132

Using historical Net Asset Value (NAV) data from January through May 2025, the current study examined the performance characteristics of five Systematic Investment Plan (SIP) schemes provided by Axis Mutual Fund. The study included trend analysis, volatility analysis, and correlation analysis between large-cap, mid-cap, small-cap, gold, and value funds using secondary data sources. According to the study, the gold SIP showed the largest cumulative gains, whereas equity-oriented SIPs showed an early loss followed by a noticeable comeback

Keywords : Axis Mutual Fund SIPs, fund volatility, portfolio diversification, NAV monitoring, strategic allocation, long-term wealth

Author : Madipadige sreevarsha, Dr. N. Ramanjaneyulu

Title : A STUDY ON SYSTEMATIC INVESTMENT PLAN IN MUTUAL FUNDS AT AXIS BANK

Volume/Issue : 2025;02(07)

Page No : 133-141

This review explores the evolution of IoT Intrusion Detection Systems (IDS), transitioning from traditional anomaly-based models to advanced, intelligent detection frameworks. It synthesizes findings from fifteen peer-reviewed studies focusing on graph-based neural networks, distributed learning architectures, and resource-efficient optimization techniques. The review highlights innovations like analogical training, generative model creation, ensemble-distillation methods, and protocol-specific detection strategies. It evaluates datasets including CoAP-DoS and other benchmarks to assess detection accuracy. The study concludes that modern IDS technologies are becoming protocol-adaptable and more intellectually robust, aiming to balance computational performance, detection precision, and effective protection across diverse and resource-constrained IoT network environments

Keywords :

Author : Dr. AVLN Sujith Kumar, Devender Avula

Title : A REVIEW OF VARIOUS EFFICIENT TECHNIQUES FOR SECURING COAP-ENABLED IOT NETWORKS

Volume/Issue : 2025;02(07)

Page No : 142-145

An investigation on the non – linear problem of the effect of Hall current on the unsteady magnetohydrodynamic free convective Couette flow of incompressible, electrically conducting fluid between two permeable plates is carried out, when a uniform magnetic field is applied transverse to the plate, while the thermal radiation, viscous and Joule’s dissipations are taken into account. The fluid is considered to be a gray, absorbing emitting but non – scattering medium and the Rosseland approximation is used to describe the radiative heat flux in the energy equation. The dimensionless governing coupled, non – linear boundary layer partial differential equations are solved by an efficient, accurate, and extensively validated and unconditionally stable finite element method. The effects of thermal radiation and Hall current on primary and secondary velocity, skin friction and rate of heat transfer are analyzed in detail for heating and cooling of the plate by convection currents. Physical interpretations and justifications are rendered for various results obtained.

Keywords : Hall current, Free convection, MHD, Couette flow, Thermal radiation, Finite Element method

Author : Mr.G.Purushotham, Dr.Maddileti Pasupula

Title : HALL EFFECT ON AN UNSTEADY MHD FREE CONVECTIVE COUETTE FLOW BETWEEN TWO PERMEABLE PLATES

Volume/Issue : 2025;02(07)

Page No : 146-154

Innocence refers to a state of purity, simplicity often associated with lack of knowledge and experience is the accumulation of knowledge gained through challenges. In this paper, I would like to talk about the Children who were transformed from innocence to experience in the select novels of Roald Dahl. Roald Dahl’s The BFG, The Magic Finger, The Enormous Crocodile, The Witches also explore the theme of innocence to experience, through all his novels though it presents the journey in an exclusive way. Dahl regularly places child protagonists in strange or dangerous situations where they challenge moral and existential questions, developing maturity resilience as they face these challenges. In the novel The BFG, Sophie the protagonist, is a young orphan who lives in an innocent cramped world until she’s kidnapped by the Big Friendly Giant (BFG). Her journey from innocence to experience begins when she reaches a place known Giant Country, place of danger and magic inhabited by child-eating giants. In The Witches of Dahl, the boy unnamed undergoes one of the most intense transitions from innocence to experience. He starts with a naïve, childlike view of the world but soon moves away from the world into a terrifying reality upon learning that witches exist and are planning to harm children. When the boy is changed as a mouse, now he must navigate life in a new form, by being brave and using resourcefulness and intelligence.

Keywords : Innocence, Experience, Danger, Challenges, Transition etc

Author : Prathibha Bochker,Dr. B. Krishna Chandra Keerthi

Title : A JOURNEY FROM INNOCENCE TO EXPERIENCE: CRITICAL PERSPECTIVES IN ROALD DAHL’S FICTION

Volume/Issue : 2025;02(07)

Page No : 155-158

Financial wellness has become an essential element of the well-being of employees, directly influenced productivity, satisfaction with work and financial security. With increasing economic uncertainty, Indian corporations carry out structured financial initiatives that help employees effectively manage their finances. This research work examines innovative financial wellness programs received by leading Indian companies, including Tata Consultancy Services (TCS), Infosys, Accenture, Kinara Capital, Birla Soft and Future Generali India Insurance. These organizations have developed unique programs focused on financial literacy, investment planning, debt management and financial integration. Studies evaluate how these initiatives increase financial stability, reduce financial stress and increase labor productivity, provide valuable knowledge for politicians and business leaders who integrate financial wellness programs into their organizations

Keywords : Financial Wellness, Employee's Comfort, Financial Literacy, Corporate Financial Initiative, Labor Productivity

Author : D. Haleema Begum, Dr. Shiny Rajan

Title : FINANCIAL WELLNESS INITIATIVES IN INDIAN COMPANIES: A CORPORATE APPROACH

Volume/Issue : 2025;02(07)

Page No : 159-166

Garish Karnad’s theatrical legacy occupies a vital space in the landscape of Indian literature, operating at the complex crossroads of tradition and modernity. His plays draw extensively from classical myths, folklore, and historical events, which he then reinterprets through a contemporary lens to address pressing societal issues, including questions of identity, gender roles, authoritarianism, and existential conflict. This article posits Karnad’s dramaturgy as a sophisticated form of creative research—one that not only revitalizes inherited narratives but also interrogates the evolving Indian consciousness in the postcolonial era. Focusing on key texts like Hayavadana, Nagamandala, and Tughlaq, the article explores how Karnad bridges temporal, cultural, and ideological divides by reshaping traditional stories to serve as modern allegories. His technique is not merely adaptation; it is a dynamic process of cultural synthesis, critical reflection, and narrative reinvention. By doing so, Karnad reaffirms the theatre as a transformative space for intellectual engagement, sociopolitical critique, and intercultural dialogue

Keywords : Girish Karnad, storytelling, tradition and modernity, Indian drama, postcolonial literature, creative research, mythology, hybridity, identity, historical allegory

Author : Thangallapally Sreedhar, Dr. K.Ravi Sankar,

Title : BRIDGING TRADITION AND MODERNITY: CREATIVE RESEARCH THROUGH KARNAD’S STORYTELLING

Volume/Issue : 2025;02(07)

Page No : 167-169

This Study comprehensively compares Segmental PSC Box girders and Precast PSC I-girders with in-situ slab for metro viaducts, across 19m to 31m spans. Their structural performance and economic feasibility were analyzed to determine the most cost-effective superstructure for varying span lengths. Both types were optimized for material use and serviceability, with consistent material properties. Optimal material usage (concrete, reinforcement, HT steel) were quantified and charted by varying depths. Using practical construction rates, the optimum costs and material quantities for each span was compared to guide bridge engineers in selecting optimal span arrangements. Further graphs illustrate how optimum depths, material quantities, and deflections relate to span. The study indicated that, if economy is the criterion of selection of a span arrangement, then beam and slab deck can be adopted upto a span of 22 m and thereafter, the box girder is a cheaper alternative. On the other hand, if the limitation of the depth is the criterion, then slab over PSC I- girder deck is the choice, but then the economy has to be sacrificed. Moreover, the central deflections are relatively high in the case of slab over PSC I- girder superstructure which makes it less preferable, if riding comfort is a criterion. The Box girder is a better alternative which gives lower deflections with good riding comfort and better serviceability.

Keywords : Metro Systems, Viaducts, Prestressed Concrete, Box Girders, Precast I- Girders

Author : Mr. Lanka Tarun, Dr M. Kameswara Rao

Title : COMPARATIVE STUDY OF SLAB OVER PSC I GIRDER AND SEGMENTAL PSC BOX GIRDER SUPERSTRUCTURES FOR METRO VIADUCTS: A COST AND STRUCTURAL EFFICIENCY PERSPECTIVE

Volume/Issue : 2025;02(07)

Page No : 170-182

Uncertainty and the potential for loss, which can occur in any business transaction at any time or location, are major factors in risk. If a borrower is unable to fulfill the terms of a loan arrangement with the bank or otherwise carry out as agreed, credit risk is the possible loss of assets or income. The credit risk hypothesis states that the lender bears a significant amount of risk, including the possibility of losing principal and interest. For instance, an insolvent bank may not be able to return a depositor's funds, which could result in a complete or partial interruption loss. Investigating the concept of credit risk as it relates to banks and understanding how it may be managed to avoid bank failure were the main objectives of the study. To achieve the primary goal, data was collected from original research articles that examined the relationship between credit risk and the performance of commercial banks. Effective solution would be employed to reduce the impact of credit risk on banks, since according to the assessment, poorly managed credit risk makes banks more vulnerable.

Keywords : Credit risk, Financial performance, Interest, Loans, Profitability Analysis

Author : Saipeta Kalpana, Dr.K.Maddileti

Title : A STUDY ON CREDIT RISK MANAGEMENT AT CANARA BANK, HYDERABAD

Volume/Issue : 2025;02(07)

Page No : 183-195

A popular alternative investment method for those looking for high returns and low payment risk is the Systematic Investment Plan (SIP). The goal of the study is to ascertain the reasons behind and disadvantages of systematic investing programs. Data came from secondary sources. Data analysis was done using statistics. According to the report, investors follow systematic investment plans in order to increase returns while lowering risk; nevertheless, operational platform and knowledge are significant obstacles. We looked at how Systematic Investment Plans (SIPs) might increase income and investments in mutual funds. It is also looked into what proportion of Nirmal bang Hyderabad bank customers invest in mutual funds, particularly through SIP. According to this study, corporations preferred the stock market, service holders Favor fixed deposits, bonds, and the post office, and those with greater incomes take more risks. Additionally, our quantitative study demonstrates that the investment risk of Systematic Investment Plans (SIPs) is lower than that of lump sum mutual funds. For both small and large investors, SIP appears to be a safer and more beneficial option. Additionally, our sample study demonstrates that younger investors choose SIPs and mutual funds over more established ones

Keywords : Investment plan, Mutual funds, SIP, Market.

Author : Adhikari Aswini, Dr.K.Maddileti

Title : A STUDY ON SYSTEMATIC INVESTMENT PLAN WITH REFERENCE TO AXIS BANK

Volume/Issue : 2025;02(07)

Page No : 196-206

The cash flow statement is a critical financial document that reveals how effectively a company manages its cash inflows and outflows. This study focuses on analyzing the cash flow statement of Kotak Mahindra Bank to evaluate its liquidity, operational efficiency, and financial stability over a defined period. The research examines cash flows from operating, investing, and financing activities, using annual reports and financial data from the bank. By assessing these segments, the study aims to identify trends, strengths, and areas of concern in Kotak Mahindra Bank’s cash management practices. The methodology includes ratio analysis and trend analysis to interpret the movement of funds and their impact on the bank’s overall performance.

Keywords : Net Cash Generated from Core Banking Operations" — a pivotal indicator of Kotak Mahindra Bank’s operational liquidity and financial health

Author : B.Aravind, Dr. K. Maddileti

Title : A STUDY ON CASH FLOW STATEMENT OF KOTAK MAHINDRA BANK IN HYDERABAD

Volume/Issue : 2025;02(07)

Page No : 207-216

In order to comprehend how inventory procedures affect the company's financial success, this study looks at Kesoram Cements' inventory management tactics during a five-year period. In addition to financial indicators like trade receivables, profit/loss, and current liabilities, the study assesses important inventory-related metrics such raw materials consumed, inventory changes, work-in-progress, and finished items. The results point to notable fluctuations in inventory levels, with a pattern of rising stock accumulation through FY 2024 and a precipitous drop in FY 2025. Significant fluctuations in trade receivables and cash situations indicated problems with working capital efficiency and liquidity.

Keywords : Financial indicators, financial performance, Inventory management strategies, metrics

Author : Dopathi Sathwika Priya, Dr. K. Maddileti

Title : A STUDY ON INVENTORY MANAGEMENT AT KESORAM CEMENTS, HYDERABAD

Volume/Issue : 2025;02(07)

Page No : 217-228

This research explores how key macroeconomic variables—Gross Domestic Product (GDP), Consumer Price Index (CPI), and the INR/USD exchange rate—impact the Nifty 50 index over the period from May 2019 to May 2025. Using quarterly data, correlation and regression analysis were conducted to assess the strength and direction of these relationships. The study found that GDP had a strong and consistent positive correlation with the Nifty 50, CPI showed a moderately positive trend, and exchange rates displayed a weaker, though still relevant, influence. These insights are important for policymakers, investors, and financial analysts who seek to understand the underlying economic forces affecting India's capital markets. This research contributes to existing financial literature and provides a quantitative foundation for forecasting and investment decision-making.

Keywords : Nifty 50, Macroeconomic Factors, GDP, CPI, INR/USD Exchange Rate, Stock Market Performance, Regression Analysis

Author : G. Lakshmi Narasimha, Dr. K. Maddileti

Title : IMPACT OF MACROECONOMIC FACTORS ON NIFTY 50 – A STUDY

Volume/Issue : 2025;02(07)

Page No : 229-239

The primary goal of this study is to assess how India Post Payments Bank (IPPB) promotes financial inclusion throughout India, particularly in underprivileged rural and semi-urban areas. Founded in 2018, IPPB uses India's extensive postal system to provide banking services, including digital payments, savings accounts, and Direct Benefit Transfers (DBTs), to those who have historically had limited access to traditional financial institutions. The study is to examine how IPPB provides doorstep banking through postmen and Grameen Dak Sevaks (GDS), bridging the gap between contemporary banking technologies and remote villages. Key financial variables like customer growth, deposit trends, mobile app usage, and digital transaction volumes from 2021 to 2025 have all been evaluated using secondary data. Liquidity, profitability, and asset utilization were measured using instruments such as ratio analysis. According to the findings, IPPB has demonstrated significant development in digital usage and outreach, but it still faces obstacles including low liquidity ratios and a limited range of services. In order to maintain growth, the report emphasizes the necessity of improved infrastructure, higher consumer awareness, and a wider range of financial products. All things considered, IPPB is becoming a key player in advancing inclusive banking and aiding governmental programs like PMJDY and Digital India

Keywords : Financial Inclussion, Banking Sector, Digital India etc

Author : Katroth Suresh, Dr.S.Narender

Title : HE ROLE OF INDIA POST PAYMENTS BANK TO DRIVE FINANCIAL INCLUSION IN INDIA– A STUDY

Volume/Issue : 2025;02(07)

Page No : 240-255

The advent of electronic Human Resource Management (e-HRM) has revolutionized traditional recruitment processes by integrating digital technologies to enhance efficiency, accuracy, and reach. e-HRM recruitment leverages online platforms, applicant tracking systems, and data analytics to streamline candidate sourcing, screening, and selection. This study explores the impact of e-HRM recruitment on organizational hiring effectiveness, highlighting its benefits such as reduced time-tohire, cost savings, and improved candidate experience. Additionally, challenges such as data privacy concerns and technology adoption barriers are examined. The research aims to provide insights into how e-HRM recruitment contributes to strategic talent acquisition in the digital era, facilitating better alignment of human capital with organizational goals.

Keywords : hiring, recruitment, screening, electronic, talent acquisition

Author : Male Rohith, Ms. T.Manju usha sree

Title : A STUDY ON E-HRM RECRUITMENT WITH REFERENCE TO ZIELHOCH, PVT LTD

Volume/Issue : 2025;02(07)

Page No : 256-264